Employer Stop Loss

Balance sheet of self-funded employer for group health benefits is protected against infrequent but catastrophic claims so the profits remain stable without negative cash drain against corporate assets. Insurance is bought for both specific and aggregate deductibles using a variety of funding methods that matches risk to corporate budget to maximize savings.

As your advisor, we help you purchase the best coverage at the most economical cost from the total marketplace. This unique advice helps assure the success of our clients in today’s challenging economy.

• Specific Per Diems
• Tiered Per Diems
• All Costs and Services – Per Diem and No ADM Programs
• Funding Vehicles – conservative to aggressive programs
• Carve Out Programs – NICU, Transplants, etc.
• Specialty Rx Coverage
• First Dollar Programs – Transplants
• Drop Down Deductibles

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