U.S. Advisors, Inc.

The U.S. Advisors Difference

We believe that our expertise and quality of thinking is the key difference between us and other firms.

Click to See How U.S. Advisors Raises the Service Standard

Unique Models

Clearly identify what is driving the risk
Make quicker, accurate and more informed decisions
Analyze risk on a Net Cost basis for better results

We are committed to serving our clients first and foremost. As such we are focused on seeing problems through the client’s eyes. Cost should be in line and cost efficient based on the risk exposures. Client advantages include:

Best Cost
Coordinated and Comprehensive Reinsurance Program
Services to help control and reduce medical loss ratios in concert with their Medical
Director and Utilization Review staff
Quality Coverage
Elimination or reduction in misunderstandings and/or coverage gaps
Added Value Services that may be free from the reinsurer
Identification of future products and services of the reinsurer
Analysis of service capability of reinsurer
Determination as to how claims are adjudicated and paid
Monitoring of claims reserves to prevent reinsurer from over-reserving or under-reserving and thereby reduce inaccuracies on the client’s balance sheet that must be reconciled