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Capital Surplus Relief

As one of the leading firms in surplus relief, we have provided solutions for our HMO’s risk and capital-motivated reinsurance needs. Our team of reinsurers is adept at the measurement and quantification of reinsurance risks and can assist in determining the level of economic capital necessary for HMOs. This expertise enables us to tailor solutions that add value in reducing your reserve and capital requirements to a State Department of Insurance.

HMOs often have a need for additional capital to satisfy statutory risk based capital requirements. This can be caused by growth, acquisition or profit and loss experience.

HMOs have used our programs to support new business growth, manage reserve strain, or free-up surplus for acquisitions. Key attractions to these programs are the low transaction costs and flexibility in structure, size and duration.

Programs go by many names such as:

HMO Reinsurance

Provider Excess Insurance

Employer Stop Loss

Directors & Officers

Professional Liability

Rx Consulting

Capital Surplus Relief

Medical Malpractice


ACO Reinsurance

COOPs & Exchanges

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